Free FSF calculator • Version 0.2

Hours-Cut Cash Cushion Calculator

Estimate one income-disruption scenario. Choose your own assumptions; this is not a recommended emergency-fund amount.

Sample numbers are loaded so you can see how this works. Replace them with your scenario. Values stay in this page: no submission, cookies or automatic saving.

Target = positive monthly spending gap × months + one-time allowance. Income exceeding spending does not offset the one-time allowance. Do not count uncertain benefits or money already needed for bills. No interest, inflation or investment return is assumed.