Terms of Use
These terms establish basic rules for using Forging Smart Futures and its educational content.
Starter policy included with FSF Site Kit v1.2.2. Review before final production launch.
Educational use
The site provides general educational information. Content is not a substitute for individualized financial, investment, tax, accounting, legal, or insurance advice.
No guarantees
Examples, calculators, estimates, and illustrations may use assumptions. Actual results can differ. Forging Smart Futures does not guarantee investment performance, savings outcomes, business results, credit changes, or income from any strategy or side gig.
Your responsibility
You are responsible for evaluating whether information is appropriate for your circumstances and for consulting qualified professionals when a decision requires individualized advice.
Intellectual property
Unless otherwise stated, original site content, branding, graphics, tools, and downloadable materials are owned by or licensed to Forging Smart Futures and may not be republished or sold without permission.
External links
The site may link to third parties. Those links do not make Forging Smart Futures responsible for third-party products, services, security, availability, or content.
Changes
These terms may be updated as the site and its services evolve.